Almost Free Payments

payments for business from 0.05% plus interchange

Save up to 50% on payment fees comparing with PayPal, Stripe, Square or any other payment platform.

Free account. Next day funding. No hidden fees.

Payment.Ninja is the next generation, ethical payment platform which helps small businesses around the world to sell more, save money on payment fees and drive the global economy.

Focused on business, not tech

We get our priorities right. Payments is a business operations issue, not a technical challenge. It's not about code, it's about delivering real-life solutions that can be used by any business straight away.

Full transparency of costs and payment fees

Payment.Ninja is the only payment platform which has a 100% transparent fee structure and shows you how much you will pay for every transaction that you make upfront. All while offering huge savings on payment fees.

Aligned with your best interests as a business owner

Since we don't make money on payment fees, we don't have any conflict of interest like other payment platforms. You can trust us to advocate your best interest as a small business owner.

Huge savings from day one


1.79% plus 19¢

typical total rate

2.9% plus 30¢

2.9% plus 30¢

Modern payment experience

Simple payment form with high conversion rate built right into your website, mobile site or app. Same great experience everywhere!

Mobile Payments
Payment.Ninja Business Dashboard

Convenient business dashboard

Business is at your fingertips with Payment.Ninja Dashboard. Look for trends, dive into transaction details or launch a promotion, in seconds.

"What PayPal took from my little business in fees this month is galling. Payment.Ninja can not come soon enough to small businesses!"